Health Reform Updates

  • PPACA Free Choice Vouchers Repealed

    PPACA Free Choice Vouchers Repealed Vouchers Defunded as Part of Budget Deal Free Choice Voucher Program Employers that offer coverage would have been required to provide any employee with income less than 400% of the poverty level a free-choice voucher if the...

  • March 2011 W-2 Reporting Guidance

    The Affordable Care Act requires that employees' W-2s provide useful and comparable consumer information on the cost of their employer-sponsored health coverage. On March 29, 2011, the IRS issued Notice 2011-28 , providing interim guidance on this new reporting requirement. Small...

  • Health Reform Preventative Services Clarification

    Preventative Care Services The following is a checklist of procedures and services that are classified as "preventive services" under PPACA. These services are to be covered without copayment, coinsurance, &/or deductible when provided by an in-network provider effective 9/23/2010 or...

  • Eligibility Extension for Adult Children

    Health Insurance Eligibility Extension for Adult Children Both the Federal Government & the State of Ohio have passed legislation that extends eligiblity of parent’s medical coverage to adult children. The following chart provides an overview explanation how the federal and state...

  • Patient Bill of Rights under the Affordable Health Care Act

    On June 22 nd , 2010 the Departments of Health and Human Services (HHS), Labor, and Treasury issued regulations to implement the new Patient Bill of Rights under the Affordable Care Act . The following changes are schedule to occur on September 23 rd , 2010 or the first medical plan...

  • Regulations Released on Lifetime and Annual Limits

    Close on the heels of their regulations concerning grandfathered plans, the Departments of Labor, Health and Human Services (HHS), and Treasury have now released interim final regulations relating to preexisting condition exclusions, lifetime and annual limits, rescissions, and other patient...

  • "Grandfathering" Under Health Insurance Reform

    Affordable Care Act imposed a number of benefit mandates on employer health plans, most of which will take effect with the first plan year beginning after September 23, 2010. However, certain plans that were in existence on March 23, 2010 (the Act’s enactment date) enjoy limited...

  • Health Insurance Reform Summary

    March 29, 2010 Dear Valued Leonard Insurance Business Partner, On Sunday, March 21st, the House of Representatives passed HR 3590; also known as Senate Bill or Patient Protection and Affordable Care Act (H.R. 3590); which the President signed it into Law on Tuesday, March 23rd, 2010. In...